Management Diary The Quintessential Survival Guide in the Corporate Quagmire!

Online Business Peace of Mind


Is your online business disaster-proof? Online businesses face a unique set of challenges. Unlike our offline counterparts, we must worry about hackers, credit-card fraud, loss of data, virus attacks, websites going down and more.

The good news? You can fix most of these problems in under ten minutes each!

The freedom of owning your own business comes with a price. That price often means taking care of the 'little things' that were provided us in our 'employee' days.

One challenge we face is being ultimately responsible for everything. If we miss doing a task, it goes undone. That can spell danger when it comes to those important, yet not urgent, tasks that protect us when things go wrong.

To help you, I've developed a small-business peace of mind checklist. Taking even one afternoon to tend to these tasks can pay off in big dividends should disaster strike.

Whether you own your own business or just use the Internet for email, everyone who uses a computer will benefit from these three simple steps.

1. Keep Your Virus Scan Up to Date The stories are legion. We simply intended to download a tool that would help us be more productive and ended up with the 'worm of the month'. Now our tech friends tell us that a hard-drive format is the only cure and we will lose all our data.

In today's online environment, it has never been easier to become infected. Email, file downloads, always-on high-speed connections and more expose us to the unfortunate truth that very bad people are out there waiting to steal and destroy our data.

The good news is that it has never been easier to protect yourself than it is today. Open up your favorite search engine and type in 'free virus scan' and you will find a buffet of safety at your fingertips. Three clicks later and your entire computer is protected.

INSIDER TIP: Once you install your virus scanner, be sure to set up the automatic options to allow it to download new virus 'signatures' as often as they are available. These 'signatures' or 'definitions' are the files your scanner will use to recognize the bugs that attack your data.

2. Make Regular Backups

This is one we all know we should do. I've never spoken to a person who did not understand the importance of regularly backing up important data. Equally true, only 10 percent of the people I speak with have backed up anything in the last 30 days! Have you?

In this area too there is very good news. While backing up your important files used to be a tedious and cumbersome job, today's technology makes it easier than ever. Almost every newer computer comes with a CD burner. Today, CDs are cheap and hold about 650 MB of data. These are great for backup.

INSIDER TIP: Although CDs are convenient; it's vital that you have an offsite backup plan in place. What this means is that you must store your backup files in a location away from your computer. The last thing you want is to make great backups only to have them destroyed by the same fire or flood that wipes out you PC.

The good news here is that you can get a secure, online backup solution for literally pennies a day. The advantage is that with one download you can restore an entire computer no matter where you are physically located. Cheap and convenient, this is the wave of the future in backup.

3. Install a Firewall

Long thought to be only for geeks, firewalls have become a must- have for computer users everywhere. Firewalls are simply programs that stand as a guard between you and those who would try to invade your computer through your Internet connection.

As with backups, firewalls can be online services or software you install on your computer.

As people get what are called 'broadband' connections (DSL, satellite and cable connections to the Internet) we see more computers being left on all the time or connected to the Net while idle for long periods of time. It is during these idle times that your computer is particularly vulnerable.

Online thieves today not only want to sneak a peek at your computer files (do you use Quicken by chance?) but also can actually use your computer to send unwanted messages or put a virus on your computer. A firewall will protect you from these evildoers.

Today's computing environment is fast and fun. You can make it safe with very little effort. In one afternoon, you can complete our peace-of-mind checklist and be safe and secure.

If you work at home, or run a business using your computer, it is especially important to protect your files from theft or loss due to unforeseen events.

A little time invested on our checklist today will mean years of happy, worry free computing for you and your family. Make time today to ensure that you have the peace of mind that comes from knowing you are safe when you surf.

*****

Phil Jones helps computer users have the peace of mind that only a secure, online backup can provide. What would you do if you lost all of your data today? With Safe Harbor Data, you can restore your entire computer with one download! Amazingly affordable and effective, Safe Harbor protects your data with state-of-the-art encryption. Whether you run an online business, work from home, use your computer for online banking, school or more, your data isn't safe until it is backed up and stored in a safe place away from your home or office. Get the peace of mind that comes with secure, online backup today for only pennies each day. http://www.online-remote-data-backup.com


MORE RESOURCES:

Faces beyond the numbers of long-term unemployed (AP)

In this Tuesday, Jan. 24, 2012 photo, Jon Creek pets his dogs Harley, left, and Memphis while studying for a graduate school admissions test at his home in Mason, Ohio. Creek, who lives in suburban Cincinnati, was a construction company office manager until he and almost everyone else at the firm were laid off in December 2007. He'd known the business was in trouble and says he actually turned down another better-paying job earlier, out of loyalty. It took 18 months to land part-time work as an insurance agent's assistant at $240 a week - a dollar less than his unemployment checks. (AP Photo/Al Behrman)AP - J.R. Childress is up before the sun, bustling about in the French colonial brick house he built. He helps pack his wife's lunch, downs some eggs or cereal for breakfast, pores over online and newspaper job listings and hopes — even prays — this will be the day when his fortunes turn around.



Greece warns bailout rebels of disaster (Reuters)
Reuters - Greek Prime Minister Lucas Papademos told lawmakers to back a deeply unpopular EU/IMF rescue in a vote on Sunday or condemn the country to a "vortex" of recession.
Greece's grim choice: deep budget cuts or default (AP)

Protesters carry a banner which reads in Greek '' uprising '' during  a protest in the northern port city of Thessaloniki, Greece, Saturday, Feb. 11, 2012. The leaders of the two parties backing Greece's coalition government called on their deputies Saturday to back legislation that calls for harsh new austerity measures - essential if Greece is to get a new bailout deal worth euro 130 billion ($171.6 billion) and stave off bankruptcy. (AP Photo/Nikolas Giakoumidis)AP - Why would Greece accept more pain when unemployment is at 21 percent, the economy is enduring its fifth year of recession and rioters are hurling gasoline bombs in the streets of Athens?



A look at economic developments around the globe (AP)
AP - A look at economic developments and activity in major stock markets around the world Friday:
NY's AG isn't backing down from Wall Street probe (AP)

FILE- In this March 18, 2011 file photo, New York Attorney General Eric Schneiderman answers a a question during a news conference in his New York City office. Although shrugging off the “sheriff of Wall Street” title, Schneiderman stood firm against major banks when he rejected a settlement over the mortgage collapse a year ago, because it shielded them from future investigations (AP Photo)AP - New York Attorney General Eric Schneiderman, a lead investigator into the mortgage collapse that wobbled the U.S. economy, hasn't taken the title "Sheriff of Wall Street" that one of his predecessors rode all the way to the governor's mansion.



Summary Box: Commodities fall on Greece debt woes (AP)
AP - GREEK WOES: Commodity prices fell broadly as a plan to fix Greece's crippling debt crisis remained far from settled, renewing concerns about global economic growth.
Most commodity prices fall on Greece debt woes (AP)
AP - Commodity prices fell broadly Friday after a plan to fix Greece's crippling debt crisis suffered a setback, renewing concerns about global economic growth.
Bernanke urges action to heal housing markets (Reuters)
Reuters - Federal Reserve Chairman Ben Bernanke on Friday issued a call to action to restore U.S. housing markets, saying depressed house prices and sales are a serious drag on the economic recovery.
Obama call for manufacturing revival a tough goal (AP)
AP - President Barack Obama is making a strong election-year push for an economic revival "built on American manufacturing." But he faces an uphill slog, with little consensus even within his own party on how to do it.
Gov't on pace for $1T deficit despite January dip (AP)
AP - The federal deficit was lower through the first four months of the budget year than the same period last year. Still, the deficit is expected to top $1 trillion for the fourth year in a row, putting more pressure on Congress and President Barack Obama in an election year.
Bernanke: Weak housing has hurt consumer spending (AP)

U.S. Federal Reserve Chairman Ben Bernanke speaks about housing markets in transition at the International Builders' Show organized by the National Association of Homebuilders in Orlando, Florida February 10, 2012. REUTERS/David Manning (UNITED STATES - Tags: BUSINESS POLITICS REAL ESTATE)AP - Ben Bernanke says declines in home prices have forced many Americans to cut back sharply on spending and warns that the trend could continue to weigh on the economy for years.



January budget gap shrinks (Reuters)
Reuters - The monthly budget deficit narrowed to $27.4 billion in January from $49.8 billion in the same month a year earlier, partly because some benefit payments normally made in January were shifted to December, the Treasury Department said on Friday.
Anxiety over incomes hits consumer morale (Reuters)
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Romney appeals to U.S. business with harsh China talk (Reuters)
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Housing a "significant headwind" to recovery: Fed's Pianalto (Reuters)
Reuters - The housing market is holding back the broader economic recovery now that foreclosures have become "a national crisis," a top Federal Reserve official said on Friday.
Exclusive: Future of bank benchmark rate under review (Reuters)
Reuters - A global probe into whether banks colluded to set the interest rates at which they borrow money from each other has thrown into question the future of the benchmark they use to price financial products worth an estimated $360 trillion.
Bernanke urges action to heal U.S. housing markets (Reuters)

U.S. Federal Reserve Chairman Ben Bernanke speaks about housing markets in transition at the International Builders' Show organized by the National Association of Homebuilders in Orlando, Florida February 10, 2012. REUTERS/David Manning (UNITED STATES - Tags: BUSINESS POLITICS REAL ESTATE)Reuters - Federal Reserve Chairman Ben Bernanke on Friday issued a call to action to restore U.S. housing markets, saying depressed house prices and sales are a serious drag on the economic recovery.



Spain cuts firing costs in new labor reform (Reuters)
Reuters - Spain cut severance pay for workers on Friday and watered down collective bargaining rights, giving more power to employers as it attempts to kick start its moribund jobs market and slash Europe's highest unemployment rate.
Portugal watches Greek debt drama with foreboding (Reuters)
Reuters - Portugal's economy will shrink as much as Greece's this year, according to IMF projections. The two will have identical current account deficits and the red ink in Portugal's budget will be almost as deep as in Greece's.
Trade deficit widens to $48.8 billion in December (AP)

In this photo of Feb. 4, 2012, a cargo ship, owned by German shipping company Hapag-Lloyd, crosses New York Harbor. The U.S. trade deficit widened in December, reflecting a jump in imports of autos and industrial machinery. For the year, the deficit climbed to the highest level since 2008 as both exports and imports rose to all-time highs.  (AP Photo/Mark Lennihan)AP - Monthly U.S. exports to Europe grew in December, a hopeful sign after a steep decline the previous month. But, some economists remain concerned that the region's debt crisis will still weigh on the U.S. economy this year.


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